Learn effective techniques to manage and eliminate debt while building a positive financial future. This comprehensive course addresses various types of debt and provides actionable strategies for debt reduction regardless of your current situation.
Debt Management Strategies provides a comprehensive approach to understanding, managing, and ultimately eliminating debt. This 7-week course is designed for anyone struggling with debt, regardless of the amount or type, and offers practical, actionable solutions to regain financial control.
The course takes a compassionate but strategic approach, acknowledging the emotional aspects of debt while providing concrete systems for debt reduction. You'll develop a personalized debt elimination plan that works with your specific financial situation and learn techniques to prevent future debt accumulation.
Custom tool to compare different repayment strategies and timelines
Ready-to-use scripts and letter templates for negotiating with creditors
Private community of peers working through similar challenges
Step-by-step guide to rebuilding your finances post-debt
Financial Recovery Specialist
David has specialized in debt management and recovery for over 15 years. After overcoming his own significant debt challenges, he developed the "Debt Freedom Framework" used in this course. He has helped over 1,000 individuals in Ghana eliminate over 5 million GHC in debt through his counseling and education programs.
Financial Counselor and Debt Negotiation Expert
Grace brings 10 years of experience in credit counseling and debt negotiation. Her background includes working with major financial institutions where she specialized in creating workable payment plans for clients in financial distress. She focuses on the psychological aspects of debt management and building sustainable financial habits.
After struggling with debt for years and feeling like I would never escape, this course gave me both practical tools and renewed hope. The debt reduction calculator helped me visualize how different repayment strategies would affect my timeline, which was incredibly motivating. Using the negotiation techniques, I managed to get two interest rates reduced, saving me thousands in the long run. Six months in, I've eliminated 30% of my debt and have a clear plan for the rest.
The most valuable aspects of this course were the psychological resilience strategies and the specific information about Ghanaian debt laws and regulations. After years of feeling shame about my debt, the course helped me approach it as a problem to solve rather than a moral failure. The creditor negotiation templates were extremely helpful, though I found some needed modification for my specific situation. My only suggestion would be more content on dealing with informal debt to family and friends, which is common in our culture.
While the course contains good information, I found some of the strategies difficult to implement with my business debt situation. The personal debt sections are excellent, but as a small business owner, I needed more specialized advice. The support community was helpful in filling some of these gaps as other entrepreneurs shared their experiences. I would recommend this course with the caveat that it's more oriented toward personal rather than business debt management.
