Terms & Conditions

Last Updated: May 15, 2024

Introduction

Welcome to Elsollasor. These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website located at elsollasor.com (the "Website") and the financial education courses and services offered through our Website (collectively, the "Services") operated by Elsollasor.

By accessing or using the Website and Services, you agree to be bound by these Terms. If you disagree with any part of the terms, you do not have permission to access the Website or use our Services.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • "Account" means a unique account created for You to access our Services or parts of our Services.
  • "Company" (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Elsollasor, 41 Adum Street, Kumasi, Ghana.
  • "Content" refers to content such as text, images, videos, or other information that can be posted, uploaded, linked to, or otherwise made available on our Website and Services.
  • "Country" refers to: Ghana
  • "Courses" refers to the educational materials, lessons, workshops, and related content offered through our Services.
  • "Device" means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
  • "Feedback" means feedback, innovations, or suggestions sent by You regarding the attributes, performance, or features of our Services.
  • "Service" refers to the Website and the financial education courses and related offerings provided by Elsollasor.
  • "Terms and Conditions" (also referred to as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
  • "Third-party Social Media Service" means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.
  • "Website" refers to Elsollasor, accessible from elsollasor.com
  • "You" means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Account Registration

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of these Terms, which may result in immediate termination of your account on our Services.

You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity without appropriate authorization, or a name that is otherwise offensive, vulgar, or obscene.

Course Purchase and Access

By purchasing our Courses, you gain access to educational content for your personal, non-commercial use, subject to these Terms.

Course Access and License

Upon purchasing a Course, we grant you a limited, non-exclusive, non-transferable license to access and use the Course materials for your personal, non-commercial purposes. This license is subject to these Terms and any additional terms specified for particular Courses.

Access Period

Unless explicitly stated otherwise, Course access is provided for the lifetime of the Course. We reserve the right to update, modify, or discontinue Courses. If we discontinue a Course, we may provide a comparable alternative or a pro-rated refund at our discretion.

Account Requirements

To access purchased Courses, you must maintain an active account on our Website. Course access is tied to your account and is not transferable to other users or accounts.

Payment Terms

All prices displayed on our Website are in US Dollars unless specified otherwise. Prices may change at any time, but changes will not affect orders for which we have already sent a confirmation email.

Payment for Courses must be made at the time of purchase. We use secure third-party payment processors to handle transactions, and we do not store your full payment card details on our systems.

Intellectual Property

The Website, Services, and all content, features, and functionality thereof, including but not limited to all Course materials, text, graphics, logos, designs, photographs, button icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, are owned by the Company, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Our materials are provided to you for your information and personal use only. You may not:

  • Modify copies of any materials from our Website
  • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text
  • Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Website
  • Access or use for any commercial purposes any part of the Website or any services or materials available through the Website
  • Reproduce, distribute, publicly display, publicly perform, communicate to the public, create derivative works based on, or exploit the content of our courses, except as expressly permitted by these Terms
  • Record, reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes any portion of our courses, including but not limited to videos, text, and supplementary materials
  • Share your account login credentials with others, allowing them to access course content without purchasing

If you wish to make any use of material on the Website other than that set out in this section, please address your request to: [email protected].

User Contributions and Conduct

Our Services may contain forums, chat functions, or other interactive features that allow you to post, submit, publish, display, or transmit content or materials ("User Contributions"). All User Contributions must comply with the Content Standards set out in these Terms.

You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

You represent and warrant that:

  • You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our affiliates and service providers, and each of their respective licensees, successors, and assigns.
  • All of your User Contributions do and will comply with these Terms and Conditions.

We have the right to:

  • Remove or refuse to post any User Contributions for any reason at our sole discretion.
  • Take any action with respect to any User Contribution that we deem necessary or appropriate, including if we believe that such User Contribution violates the Terms and Conditions, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public, or could create liability for the Company.
  • Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
  • Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.
  • Terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms and Conditions.

Content Standards

These content standards apply to any and all User Contributions. User Contributions must in their entirety comply with all applicable federal, state, local, and international laws and regulations.

User Contributions must not:

  • Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
  • Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
  • Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.
  • Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations.
  • Be likely to deceive any person.
  • Promote any illegal activity, or advocate, promote, or assist any unlawful act.
  • Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, alarm, or annoy any other person.
  • Impersonate any person, or misrepresent your identity or affiliation with any person or organization.
  • Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

Financial Advice Disclaimer

The content provided through our Courses and Services is for educational purposes only and should not be construed as personalized financial, investment, or professional advice. We do not provide individualized recommendations regarding specific securities, investments, financial products, or financial strategies.

Our Courses present general principles and educational content designed to enhance financial literacy and provide a foundation for informed decision-making. The information we provide is not tailored to your specific financial situation or goals.

You should consult with qualified financial, legal, or tax professionals before making any financial decisions or implementing strategies learned through our Courses. Individual financial circumstances vary greatly, and what works for one person may not be appropriate for another.

Past performance of financial markets, securities, or strategies discussed in our Courses does not guarantee future results. Investments involve risk, and there is always the potential for loss as well as gain.

Limitation of Liability

In no event will the Company, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Website, the Services, any content on the Website, or any services or items obtained through the Website, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Website or Services, including, but not limited to, your User Contributions, any use of the Website's content, services, and products other than as expressly authorized in these Terms and Conditions, or your use of any information obtained from the Website.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Elsollasor
41 Adum Street
Kumasi, Ghana
Email: [email protected]
Phone: +233 50 993 5208