Learn proven strategies to maximize your savings rate and build emergency funds effectively. This intermediate-level course is designed for those who understand basic budgeting but want to accelerate their savings growth.
Savings Mastery takes your financial discipline to the next level with advanced techniques for efficient savings. This 6-week program is designed for those who already understand basic budgeting but struggle to consistently build their savings at a pace that matches their goals.
Whether you're saving for a specific goal or building long-term wealth, this course provides actionable strategies that account for different income levels and financial responsibilities. You'll move beyond basic "save what's left" approaches to proactive savings systems that prioritize your financial future.
Custom-designed calculator to determine optimal savings rates for your situation
Specialized tracking tools for multiple saving goals and categories
Join a community of savers to maintain motivation and share strategies
Specific recommendations for Ghana's banking environment to maximize returns
Savings and Budgeting Specialist, MBA
Abena specializes in practical budgeting and savings systems that work for real people with real financial challenges. She developed the proprietary "Spend-Save-Grow" methodology used in this course based on her work with over 2,000 clients across Ghana and West Africa.
Banking Specialist, Former Head of Retail Banking
Michael brings 15 years of banking experience to this course, having worked with major financial institutions in Ghana. His expertise is in optimizing banking arrangements to maximize returns and creating systems that make saving automatic and painless.
The multi-account strategy changed everything for me. I'd tried for years to save consistently, but money would always seem to disappear from my savings account. By implementing the separate accounts approach taught in this course, my savings rate jumped from about 5% to nearly 20% of my income, and it stays there! The automated systems make it almost effortless.
This course contains excellent, practical advice that I was able to implement immediately. The savings acceleration strategies helped me identify several areas where I could increase my saving without feeling deprived. I especially appreciated the Ghana-specific banking recommendations. My only suggestion would be to include more content for self-employed people whose incomes fluctuate month to month.
While the course has good content, I found some of it to be repetitive if you've already taken the Financial Fundamentals course. The savings calculator is excellent, but some of the bank product recommendations weren't relevant to my specific region of Ghana. The instructors are knowledgeable but I would have preferred more case studies from different income levels.