Savings Mastery

★★★★☆ (94 reviews)
$74.99 $99.99 25% off
Duration: 6 Weeks
Level: Intermediate
Downloadable Resources: 12
Certificate Included

Learn proven strategies to maximize your savings rate and build emergency funds effectively. This intermediate-level course is designed for those who understand basic budgeting but want to accelerate their savings growth.

Course Overview

Savings Mastery takes your financial discipline to the next level with advanced techniques for efficient savings. This 6-week program is designed for those who already understand basic budgeting but struggle to consistently build their savings at a pace that matches their goals.

Whether you're saving for a specific goal or building long-term wealth, this course provides actionable strategies that account for different income levels and financial responsibilities. You'll move beyond basic "save what's left" approaches to proactive savings systems that prioritize your financial future.

What You'll Learn

  • Develop a customized savings rate formula based on your income and goals
  • Create automated savings systems that remove willpower from the equation
  • Identify and eliminate savings leaks that undermine your progress
  • Optimize your banking structure for maximum savings efficiency
  • Learn psychological techniques to overcome savings obstacles
  • Build a savings acceleration plan to reach goals faster
  • Develop strategies for maintaining savings discipline during financial challenges
  • Create a savings portfolio with purpose-specific funds

Course Benefits

Savings Rate Calculator

Custom-designed calculator to determine optimal savings rates for your situation

Savings Tracker Templates

Specialized tracking tools for multiple saving goals and categories

Savings Accountability Group

Join a community of savers to maintain motivation and share strategies

Bank Account Optimization Guide

Specific recommendations for Ghana's banking environment to maximize returns

Who Is This Course For?

  • Individuals who understand basic budgeting but struggle with consistent savings
  • Those with specific savings goals they want to reach faster
  • People looking to increase their savings rate without drastically cutting quality of life
  • Anyone who has experienced savings setbacks and wants to develop resilience
  • Those looking to advance beyond basic emergency funds to strategic savings portfolios

Course Curriculum

Module 1: The Science of Savings

Week 1 • 5 Lessons
  • The Psychology Behind Successful Saving
  • Moving from Reactive to Proactive Savings
  • Determining Your Optimal Savings Rate
  • Creating Your Savings Baseline Assessment
  • Workshop: Building Your Personal Savings Formula

Module 2: Building Your Savings Architecture

Week 2 • 6 Lessons
  • The Multi-Account Savings Strategy
  • Automating Your Savings Process
  • Creating Savings Triggers and Rules
  • Strategic Uses of Fixed Deposits in Ghana
  • Digital Tools for Savings Management
  • Workshop: Setting Up Your Savings Automation System

Module 3: Accelerating Your Savings Rate

Week 3-4 • 7 Lessons
  • Finding Hidden Savings Opportunities
  • The Incremental Increase Method
  • Income Surge Strategies
  • The Rule of 72 and Compound Growth
  • Behavioral Hacks for Increased Savings
  • Saving vs. Paying Down Debt: Strategic Decisions
  • Workshop: Creating Your Savings Acceleration Plan

Module 4: Building Savings Resilience

Week 5 • 5 Lessons
  • Managing Savings During Financial Emergencies
  • Rebuilding After a Savings Setback
  • Creating Saving Safeguards
  • Maintaining Motivation During Plateaus
  • Workshop: Building Your Savings Recovery Plan

Module 5: Advanced Savings Strategies

Week 6 • 5 Lessons
  • Creating a Multi-Purpose Savings Portfolio
  • Inflation-Proofing Your Savings
  • Transitioning from Saving to Investing
  • Leveraging Financial Products for Enhanced Returns
  • Final Workshop: Your Long-Term Savings Mastery Plan

Meet Your Instructors

Abena Mensah

Savings and Budgeting Specialist, MBA

Abena specializes in practical budgeting and savings systems that work for real people with real financial challenges. She developed the proprietary "Spend-Save-Grow" methodology used in this course based on her work with over 2,000 clients across Ghana and West Africa.

Michael Owusu

Banking Specialist, Former Head of Retail Banking

Michael brings 15 years of banking experience to this course, having worked with major financial institutions in Ghana. His expertise is in optimizing banking arrangements to maximize returns and creating systems that make saving automatic and painless.

Student Reviews

4.3
★★★★☆
Based on 94 reviews
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Daniel Asante

Verified Purchase
★★★★★
July 18, 2023

The multi-account strategy changed everything for me. I'd tried for years to save consistently, but money would always seem to disappear from my savings account. By implementing the separate accounts approach taught in this course, my savings rate jumped from about 5% to nearly 20% of my income, and it stays there! The automated systems make it almost effortless.

F

Fatima Ibrahim

Verified Purchase
★★★★☆
June 22, 2023

This course contains excellent, practical advice that I was able to implement immediately. The savings acceleration strategies helped me identify several areas where I could increase my saving without feeling deprived. I especially appreciated the Ghana-specific banking recommendations. My only suggestion would be to include more content for self-employed people whose incomes fluctuate month to month.

B

Benjamin Mensah

Verified Purchase
★★★☆☆
May 11, 2023

While the course has good content, I found some of it to be repetitive if you've already taken the Financial Fundamentals course. The savings calculator is excellent, but some of the bank product recommendations weren't relevant to my specific region of Ghana. The instructors are knowledgeable but I would have preferred more case studies from different income levels.