Financial Fundamentals

★★★★★ (128 reviews)
$89.99 $129.99 30% off
Duration: 8 Weeks
Level: Beginner
Downloadable Resources: 15
Certificate Included

Master the basics of personal finance management with practical exercises and real-life applications. This course provides a solid foundation for anyone looking to take control of their financial future.

Course Overview

Financial Fundamentals is our cornerstone course designed to build a solid foundation in personal finance management. This comprehensive 8-week program introduces essential concepts and practical tools that will transform how you think about and manage your money.

Whether you're a young professional just starting your financial journey or someone looking to reset your financial habits, this course provides step-by-step guidance to help you create sustainable financial practices.

What You'll Learn

  • Develop a personalized budget that actually works for your lifestyle
  • Create an emergency fund strategy that provides real security
  • Understand different banking products and how to select the right ones
  • Master the psychology of spending and saving
  • Learn to track expenses efficiently using both digital and traditional methods
  • Set meaningful financial goals with realistic timelines
  • Understand basic credit management and how to build a healthy credit history
  • Create your first financial roadmap for the next 1-5 years

Course Benefits

Downloadable Resources

15 worksheets, budget templates, and tracking tools you can use immediately

Lifetime Access

Return to course materials anytime as your financial situation evolves

Community Support

Access to our student community for accountability and shared learning

Personalized Feedback

Two one-on-one coaching sessions to address your specific financial challenges

Who Is This Course For?

  • Young adults entering the workforce who want to start their financial life right
  • Working professionals looking to create better financial systems
  • Anyone who has struggled with consistent budgeting
  • People who want to build savings but don't know where to start
  • Those looking to develop healthy money habits for long-term financial stability

Course Curriculum

Module 1: Financial Self-Assessment

Week 1 • 5 Lessons
  • Understanding Your Current Financial Position
  • Identifying Your Financial Personality Type
  • Setting Your Initial Financial Goals
  • Creating Your First Financial Inventory
  • Workshop: Personal Financial SWOT Analysis

Module 2: Budgeting Fundamentals

Week 2 • 6 Lessons
  • The Psychology of Successful Budgeting
  • Essential Budget Categories for Beginners
  • Different Budgeting Methods & Finding Your Best Fit
  • Digital vs. Manual Budgeting Tools
  • Creating Your Personalized Budget System
  • Workshop: Setting Up Your Budget Tracker

Module 3: Building Your Financial Safety Net

Week 3-4 • 8 Lessons
  • Emergency Fund Fundamentals
  • Savings Account Types and Comparison
  • Automating Your Savings Process
  • Setting Realistic Savings Milestones
  • Building Financial Discipline Habits
  • When and How to Use Emergency Funds
  • Beyond Emergency Funds: Next Level Savings
  • Workshop: Creating Your Emergency Fund Plan

Module 4: Understanding Banking and Financial Products

Week 5-6 • 7 Lessons
  • Bank Accounts: Types and Features
  • Credit Cards: Responsible Use and Selection
  • Mobile Banking and Financial Apps
  • Interest Rates and How They Affect You
  • Basic Financial Security Practices
  • Comparing Financial Products in Ghana
  • Workshop: Financial Product Selection Guide

Module 5: Goal-Based Financial Planning

Week 7-8 • 6 Lessons
  • Short, Medium, and Long-Term Financial Goals
  • Creating SMART Financial Objectives
  • Aligning Money Habits with Your Goals
  • Monitoring Progress and Adjusting Plans
  • Developing Your 1-Year and 5-Year Financial Roadmap
  • Final Workshop: Your Comprehensive Financial Plan

Meet Your Instructors

Dr. Kwame Nkrumah

Lead Financial Educator, Ph.D. in Economics

Dr. Nkrumah has over 20 years of experience in financial education and economic development across West Africa. He previously served as an advisor to the Bank of Ghana and has authored three books on personal finance management in developing economies.

Abena Mensah

Budgeting and Savings Specialist, MBA

Abena specializes in practical budgeting systems that work for real people with real financial challenges. She developed the proprietary "Spend-Save-Grow" methodology used in this course based on her work with over 2,000 clients in Ghana.

Student Reviews

4.9
★★★★★
Based on 128 reviews
★★★★★
92%
★★★★☆
6%
★★★☆☆
2%
★★☆☆☆
0%
★☆☆☆☆
0%
S

Sarah Kimathi

Verified Purchase
★★★★★
August 12, 2023

This course completely changed my relationship with money. I've tried budgeting apps before, but nothing stuck until I learned the psychological aspects of money management in this course. The templates are extremely practical and I love that they're designed with the Ghanaian economy in mind. I've built my first emergency fund and feel so much more secure.

K

Kofi Addo

Verified Purchase
★★★★★
July 3, 2023

As a young professional, I was making good money but had nothing to show for it at month's end. This course gave me practical structure and the 1-on-1 coaching sessions were invaluable in addressing my specific spending issues. Four months after completing the course, I've saved enough for a down payment on my first car. Well worth the investment!

G

Grace Osei

Verified Purchase
★★★★☆
June 17, 2023

The content is excellent and very practical. I especially appreciated the banking module that explained different financial products available in Ghana. My only suggestion would be to include more case studies from different income levels. As a teacher, some examples felt aimed at higher-income professionals. Still, I was able to adapt the principles and have seen great improvement in my financial organization.